Michael Yawboye AnnanHead Of Credit
areas of expertise
- Credit Risk Assessment
- Risk Management
- Strategic Planning
- Financial Analysis
- Leadership
- Problem-Solving
- Performance Optimization
- Stakeholder Engagement
- Regulatory Compliance
Michael Annan is an accomplished professional with a distinguished background in mathematics and economics, having earned a first-degree qualification in 2016. With over 8 years of extensive experience in credit management, he possesses a unique blend of analytical acumen, financial expertise, and leadership prowess. As the Head of Credit and a Management Staff at WESTONE MICROFINANCE LIMITED for the past 6 years, he has been instrumental in shaping strategic credit management approaches that drive organizational growth and success. His commitment to excellence is further underscored by his membership in the Chartered Institute of Credit Management in Ghana.
He graduated with a First Degree in Mathematics and Economics in 2016, showcasing a solid foundation in quantitative analysis, economic principles, and problem-solving.
His academic background equips me with the ability to approach challenges from both mathematical and economic perspectives, enabling comprehensive decision-making.
Attained Chartered Credit Management status through membership in the esteemed Chartered Institute of Credit Management in Ghana.
Credit Management Expertise:
- Accumulated over 9 years of hands-on experience in credit management, establishing proficiency in credit risk assessment, debt recovery strategies, and financial evaluation.
- Recognized for developing and implementing effective credit policies that mitigate risk while optimizing revenue streams.
- Adept decision-maker with a proven track record of minimizing bad debt exposure and enhancing cash flow management.
- Tailored credit portfolio strategies to align with client and stakeholder objectives, maintaining adherence to industry regulations.
Leadership and Management Excellence:
- Served as the Head of Credit and a Management Staff at WESTONE MICROFINANCE LIMITED for the past 6 years, showcasing exceptional leadership abilities.
- Directed teams and operational processes, optimizing efficiency, fostering collaboration, and achieving organizational goals.
- Demonstrated problem-solving and decision-making skills, leading to successful outcomes even in challenging scenarios.
Personal Traits:
- Meticulous attention to detail, ensuring accuracy and precision in credit management strategies and operational responsibilities.
- Adaptable and proactive, thriving in dynamic environments and embracing change as a catalyst for growth and innovation.
- Upholder of integrity and ethics, maintaining the highest professional standards and nurturing a culture of trust.
Vision:
His vision is to continue leveraging my solid academic foundation in Finance, extensive credit management experience, and proven leadership skills to drive sustained financial growth, facilitate informed decision-making, and contribute significantly to the success of organizations. He is committed to furthering my knowledge and skills within the credit management field while leading teams to achieve excellence.
